Should I Repair or Replace My Damaged Roof? (Investigated)

Severe storms, especially with high winds and hail, can wreak havoc on your home. Inspecting your roof, siding, windows and landscaping after a storm can help spot any severe damage before it gets out of control.

If you have extensive damage, repair or re-roofing is likely needed. But which solution should you choose?

Cost

Your roof is an important part of your home and needs to be well maintained to protect your family. While a new roof may seem expensive, replacing an old and damaged one can be a cost-effective investment in the long run. A new roof will ensure the protection of your home against harsh outside elements such as snow, wind, rain, and strong UV rays. In addition, a new roof can add value to your home, making it more attractive and increasing its resale value.

A damaged roof can cause water leaks, a serious problem for your home. Even if the leaks aren’t visible, they can still damage the ceilings and walls of your home. Water damage can lead to warped drywall ceilings and walls, rotted hardwood floors, destroyed electronic equipment, and soaked carpeting and couches. This kind of damage can cost you hundreds or thousands of dollars to repair and replace, so it is vital to have any roof damage repaired as soon as possible.

There are many signs that your roof is in need of repair or replacement, including visible water leaks, shingle granules in the gutters, loose or missing shingles, sagging, and fading paint or blistering. A qualified roofing contractor can help you determine if your roof is in need of repair and provide an estimate.

Common roof repairs include putting caulk around pipes, vents, and chimneys, repairing leaky ridge caps or valleys, and replacing worn flashing. The flashing is the metal strips installed at the joints where different parts of your roof meet. This is a common area of leaks because it can become corroded or cracked over time. To fix this, the old flashing is simply removed and replaced with a new one. This type of repair costs an average of $200 – $300.

A trough or valley is an area where two descending slopes of your roof meet. This area is prone to moisture because it collects snow and water, so it must be waterproofed with flashing. A trough or valley that is not properly sealed can allow precipitation to penetrate into the interior of your home, leading to problems like mold and mildew. To seal this area, your roofing professional can use caulk or flashing, and these repairs typically cost an average of $300 – $1000.

Time

Many homeowners aren’t even aware that their roof needs a repair until something goes wrong. It’s understandable because from the ground, your roof may look perfectly fine despite having some major issues. The problem is that these issues will become worse over time, causing even more damage and potentially making your home unlivable. This is why regular roof inspections are essential.

When deciding between repairing and replacing your damaged roof, the first thing to consider is how much time you have. Repairing your roof takes a lot less time than replacing it does. Repairing also typically costs less than a replacement and is more affordable for homeowners on tight budgets.

It’s important to remember that repairing your roof isn’t just about patching up leaks and addressing other damage; it can also prolong the life of your roof. If your roof is only a few years old and only has minor shingle damage, a repair is probably the best option. It’s best to get these repairs done as soon as possible, as this will help prevent more serious problems down the road.

If your roof is older and has extensive damage, a repair won’t be sufficient. If your roof is nearing the end of its lifespan and has a lot of shingle damage, it’s likely best to replace it instead of trying to repair it. Leaks in several places, visible structural problems and shingles that are curling at the corners are all signs that your roof needs to be replaced.

A full replacement usually takes a few days to complete. This is because the roofing contractor will need to remove all of the shingles and inspect the structure of your roof to ensure that there’s no underlying damage. This will take some time, but it’s a necessary step in ensuring that your new roof will last as long as possible. It will also allow you to choose from a wider range of shingles and other roofing solutions, which can enhance the beauty and improve the energy efficiency of your home. If you’re not sure whether to repair or replace your roof, contact a professional roofer to learn more about your options and to schedule an estimate.

Insurance

If you have a roof that has been damaged due to an extreme weather event like a tornado or hurricane, your homeowner’s insurance should cover most of the damage, whether it’s repaired or replaced. However, the exact coverage that you receive depends on your insurer and your policy.

For instance, many policies provide either replacement cost value (RCV) or actual cash value (ACV). RCV coverage provides you with the funds necessary to repair or replace your roof with materials of similar kind and quality, without taking into account depreciation. ACV coverage, on the other hand, may not provide enough compensation to fully pay for your roof’s repairs, especially if you have an older roof.

Homeowner’s insurance also usually covers emergency repairs that you need to make immediately after a storm, up to your policy’s limit. If your roof has been damaged, you should contact your insurer right away and follow their protocol for filing a claim. This will typically include providing a copy of your home insurance policy, home inspection reports, receipts for any repairs you have already made, and photos of your roof before and after the damage occurred.

Once your claim has been filed, an insurance adjuster will come out to inspect the damage and offer their assessment. If you are unsatisfied with their decision, you can ask for a second adjuster to come out or hire a professional roofing contractor to examine your roof and provide an independent assessment.

It is important to keep in mind that your homeowners insurance deductible will need to be met before your insurer will start covering the cost of the damages. This is one of the most common reasons why many people choose to repair rather than replace their roofs, as it allows them to save on initial costs.

In addition to the initial cost of the roof, you should consider the length of time you plan to remain in your home, the extent of the roof’s damage, and any recurring repairs that may need to be made over the years. If your roof has been damaged to the point where it is starting to sag or show signs of leakage, you should definitely opt for a replacement.

Appearance

Your roof is one of the most important parts of your home. It protects all the things inside of your house and reduces energy bills. However, it is also not a good idea to ignore signs that your roof is damaged. If you notice that your roof is leaking or that it has sustained storm damage, then you should consider repairing or replacing it.

The first thing to consider when determining whether or not to repair or replace your damaged roof is the type and extent of damage. In many cases, if the damage is severe or widespread then you will probably need to replace your roof.

If the roof damage is limited to a single area, then repairs may be enough to resolve the issue. A common example is a broken shingle that a roofing company can easily replace. Another common situation is a leaky spot that is isolated to one part of the roof.

The other type of roof damage that often necessitates a replacement is extensive physical damage to the structure of your roof. This can be caused by a storm that leaves debris scattered around your roof or simply the natural aging of your roof.

Physical evidence of roof damage can include piles of granules from asphalt shingles in the gutters, sagging areas of the ceiling, or water stains on the walls and ceiling of your home. You might also find that your roof sheathing (the layer of plywood beneath the shingles) is decaying.

A roof replacement can be a good idea even when only one or two sections of the roof are damaged. This is because new roofing materials are often more energy efficient than the old ones. This can save you money on your utility bills and make the home more comfortable. Lastly, new roofs can help with resale value if you plan to sell your home in the future. It is best to consult a professional roofing contractor like these Louisville roofers to have your roof inspected and make a decision on whether or not to repair or replace it.